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Florida, South Carolina, Georgia, U.S. Virgin Islands


  • Insurance representatives are not there to represent you.
  • A Public Adjuster represents only you, the policyholder.
  • The is no initial cost or obligation.
  • Public Adjusters can help even if you have already filed a claim.
  • Public Adjusters can help even AFTER you receive a settlement.


Why choose a Public Insurance Adjusters?

If you have ever had to file an insurance claim before you know it is a formal request by a policyholder to the insurance company regarding a loss or event that is covered by your insurance policy. The process seems simple enough… You file an insurance claim, the insurance company ensures that the claim is valid and covered by your policy, and then the insurance company issues a payment to the insured.

Sounds easy right? That is not always the case.

Many homeowners and business owners hold insurance policies that protect their home or business. Every insurance policy is different and determined by the insurance company. As such, it can be challenging to deal with your insurance company when you have an insurance claim. It can depend on the type of claim, the size of the loss and the experience level of the adjuster representing the insurance company.


Serving Florida, Georgia, South Carolina, Mississippi, Louisiana and the U.S. Virgin Islands

Reason Number 1.

Insurance company representatives are there to represent the insurance company, Not you. The vast majority of Insurance companies are in business to make a profit. Their goal is to pay the least amount possible to settle an insurance claim. In many cases, the insurance adjuster sent by the insurance company is financially rewarded (can earn a bonus) to keep insurance settlement claims at a financial minimum. This is not in favor of the insurance policyholder


Reason Number 2.

A Public Insurance Adjuster is licensed and bonded by the state to represent only you, the policyholder, NOT the insurance companies. Reason number 1 listed above is the primary reason there is a profession that protects the consumer, in this case, the policyholder. 

Odds are you have not read your entire insurance policy. Often, you will receive a few pages highlighting your coverage. It is also known as an insurance declaration page. The actual insurance policy is usually quite a bit longer and contains all of the fine print.

Public adjusters are professionals that are trained and required to take continuing education courses in order to provide the best service possible to the policyholder. They help to eliminate stress, anxiety, and worry. If you hire the right Public Insurance Adjuster, their experience and expertise will help to ensure that you receive the insurance settlement you are entitled to per your insurance policy.

As with any profession, some public insurance adjusters are better than others. Be sure to ask for references and resist any high-pressure sales pitch. An insurance loss is already stressful – the right Public Adjuster will understand that and should not pressure you. Take your time in making the right choice.


Reason Number 3. 

The is no initial cost or obligation.

In the majority of the United States, you can hire a public adjuster on a percentage basis. Most work on a contingency fee. If there is no settlement, there is no fee. A public adjuster or a public adjusting firm has public adjusters that are well versed in filing an insurance claim, documenting your loss, and negotiating the claim on your behalf.

Public adjusters in Florida and many other states are licensed and bonded to help you, the policyholder, NOT the insurance company.

While many people feel they can navigate the insurance claims process on their own it is advisable to at least consult with a public adjuster. The process may seem simple enough, however, what may seem like a small insurance claim, can in fact become a long, tedious process. Hiring the right public adjuster helps to ensure that you are fairly represented in the insurance claims process.


Reason Number 4.

Public Adjusters Can help even if you have already filed an insurance claim.

Public adjusters in Florida and elsewhere can help at any stage of the insurance claims process. They will do a full review of what has occurred to date and then become your representative. This can be helpful especially if the process has stalled or taken longer than you expected.


Reason Number 5.

Public Insurance Adjusters can help even AFTER you receive an insurance settlement.

Sometimes, a policyholder may feel they did not receive the right compensation to restore their loss. In many cases, a public adjuster can assist in filing a supplemental claim in order to secure additional funds that ensure that you are properly compensated for your insured loss and that your property is returned to the state it was in before your loss.

Public Insurance Adjuster


Public Adjusters

Call 1 (800) 446-4496 for immediate assistance

Why Hire A Public Insurance Adjuster?


There is NO initial cost to you.

We offer a free 3 step consultation for insurance policyholders that have a home, business, or commercial business damage.

Whether you are the homeowner, or the Commercial Business Policyholder there is no initial fee or obligation.

If we do not recover insurance claim settlement funds for you – we do not receive a payment.

When we succeed in negotiating your insurance claim settlement, we charge a fee based on a percentage of the insurance settlement.


Our 3-step process:
  1. Insurance Policy Review – We review your entire policy at no cost.
  2. Claim Review – If you haven’t filed an insurance claim – If retained, we will prepare, file and settle your insurance claim for you, the policyholder. If you have already registered a claim with your insurance company, we will review all communications with your insurance company and, if hired, we will take over the insurance claims process on your behalf and take it all the way to insurance settlement.
  3. Site Inspection on an insurance claim. When appropriate, we will visit your home or commercial business to evaluate the damage and make our professional recommendations accordingly.



Insurance Policyholders with an insurance claim that hire Public Insurance Adjusters to improve their ability to receive the maximum amount of insurance claim funds that they are entitled to according to their insurance policy.

With several years, in the vast majority of cases, our clients have received more money than when they navigate the insurance claim policy process on their own.

For example, according to the Florida Legislature’s Office of Program Policy Analysis & Government Accountability (OPPAGA), Insurance Policyholders who hired public insurance adjusters for hurricane insurance-related claims received over 700% more than those who did not use a licensed Public Insurance Adjuster.

Why Should I Hire A Public Insurance Adjuster?

Many policyholders do not realize that you, the insurance policyholder, are responsible for providing the facts to the insurance company and proving to them why they should pay you on your insurance claim.

A licensed and bonded public insurance adjuster is licensed by the state to represent only you, the insured policyholder.

Contractors are not authorized to handle insurance claims. It is generally against the law, and in most states, this can be considered a felony.

We use our 5+ years of experience to help ensure that you obtain the insurance claim funds that are rightfully yours.

The average individual or commercial business owner does not have the experience necessary to ensure that they receive the insurance claim funds they are entitled to per their Insurance policy. In general, homeowners or commercial business owners do not have the experience or expertise to understand and interpret the language in the insurance policy.

Additionally, they generally do not understand the Insurance policy language that establishes time limits, established timelines, and responsibilities to ensure that they receive the maximum allowable per their insurance policy.

You need to comply with your insurance policy provisions, or you could lose the money you would are entitled to per your insurance policy.

The insurance adjusters sent by the insurance company are hired to represent the insurance company, not you, your business, or commercial interest.

What Fees do Public Adjusters Charge?

Our fees are based upon a percentage of the insurance settlement paid to you. Our professional Public Insurance Adjusters are trained to protect you, the insurance policyholder.

What is the Role Of A Licensed Public Adjuster?

A Public Insurance Adjuster represents you and you alone. We represent only your interest when dealing with your insurance company.

Our experience will help to ensure that you receive the maximum amount allowed per your insurance policy.

Our role as a Public Insurance Adjuster is to inspect the damages and prepare a detailed estimate of those damages and then submit them to your insurance company.

We negotiate with your insurance company on behalf of you, insurance policyholder, on your insurance claim. We help to secure the insurance settlement funds necessary to repair the damages to your home or commercial business. Our services include residential property and commercial business property.


CALL US AT 1 (800) 446-4496 TO FIND OUT MORE